About Complete Trust Insurance

Your Independent Insurance Agency in Vero Beach

At Complete Trust Insurance, we believe the best insurance experience starts with listening. Since day one, our mission has been simple—build complete trust with every client by combining honesty, integrity, and the kind of guidance you’d expect from a trusted financial advisor. We’re proud to be an independent insurance agency in Vero Beach, serving individuals, families, and businesses throughout Florida with coverage that’s as unique as the people we protect.

Our Story & Mission

Complete Trust Insurance was founded by Jamie Bell with the goal of changing how people experience insurance. After years in the industry, Jamie saw the need for an agency that would put clients first—offering not just policies, but thoughtful advice and a clear understanding of the “why” behind every recommendation.


Our waterfront office on Royal Palm Pointe is more than just a workplace—it’s a place where our neighbors stop by, where we discuss plans over coffee, and where we help clients feel confident in their decisions.

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What Makes Us Different

We aim to be “above the average corner agency” by offering:

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A client-first philosophy—where you’re treated as a valued client, not just a policyholder

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In-depth, Florida-specific knowledge, from flood zones to coastal windstorm requirements

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Access to an extensive network of insurance carriers, so we can shop the market on your behalf

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Long-term relationships built on trust, transparency, and clear communication

For us, it’s about more than insurance—it’s about helping you make informed choices that protect what matters most.

Meet the People Behind the Policies

Our team is dedicated to making insurance approachable, understandable, and tailored to you:

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Jamie Bell

Owner & Managing Agent 

jbell@completetrustinsurance.com

Nick Carr

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Kyra Lapire

Deana Galang

Licensed Agent & Producer

dgalang@completetrustinsurance.com

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Light blue silhouette of a person, facing forward, from the chest up.

Nicole Othmer

Client Support Specialist

nothmer@completetrustinsurance.com

Christy Bell

Office Support
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Proudly Rooted in the Vero Beach Community

Our office overlooks the Indian River Lagoon and sits just minutes from local favorites like Riverside Park and the Vero Beach Museum of Art. We’re not just located here—we’re invested here. From supporting community events to partnering with local organizations, we believe in giving back to the place we call home.

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Our Carriers & Partners

Because we’re independent, we’re not tied to one company. That means we can compare options across nearly any carrier you can think of—from regional providers to nationally recognized names like Frontline, and Travelers. This flexibility allows us to tailor your coverage without limiting your choices.

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Our Commitment to Clients

We’re grateful for the trust our clients place in us, and we work every day to earn it. Many have shared their experiences through Google Reviews—see what they have to say about working with us.

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Experience the Complete Trust Difference

If you’re ready for an insurance experience built on trust, expertise, and personal attention, we’d love to talk. Call us at 772-492-8545 or request your free quote today.